Tuesday, August 17, 2004

3am...

It is now 3am in the morning but I can't for the life of me fall asleep. My mind is very active right now and it's a little overwhelmed by numerous thoughts. I've just finished my staple diet of eggs and pork luncheon meat.

Maine was really bored at school today. I can understand her boredom because I felt pretty much the same way when they started teaching me about webpage design and authoring back in Uni. I had already designed a webpage at the time and knew the fundamentals of the world wide web. I guess she'll just have to bear with it for a while.

The HIDs on the car now rocks! I love night driving once again heh...

Mandy's a really fun and funky person to hang out with. She really knows how to enjoy by making fun of herself and yakking to people around her. The model that was supposed to shoot tomorrow night called up to cancel the shoot since he had to "Tone up his body first" in order to better prepare himself. I definitely do not have the discipline to do something like that. Hence, I am not a model. HaHaHa!

I explained to SY the reasons why I can't carry a credit card. It's not so much that I can't get one but rather the fact that I shouldn't get one. My first reason is that it's too much hassle to have to pay for something using a credit card, then have to write out another check to pay the credit card bill. If I forget, I incur late charges and additional interest.

The second reason is that I purchase items based on affordability. If I can buy something outright, it's affordable. With a credit card and a credit limit that makes most day-to-day items and gadgets that I want buyable. I tend to have a bad habit of not thinking about the product's worth, or the interest that would accumulate if I don't pay the bill then the statement comes in. I believe that most people whom suffer from credit card debts probably have the same problem as I do, but they won't admit it.

Since I've admitted it, I believe that resisting the ability to hold a credit card would relieve me of the burden (and worry) thereafter. I can see the uses of a credit card, however, but I've lived without one for many years and I don't think that not having one now would be that much of a disadvantage. Besides, I can keep track of my expenditures clearly as well. I might perhaps keep 1 card and cancel the rest.

Well, now that my stomach is full, I think that my eyelids are beginning to slowly come down real hard and shut with a loud clang. I'm typing this in between moments of utter and complete state of comatose. It's a pretty warm night so I guess I might just turn on the air-conditioner.

FreeSpirit

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